Specialist remortgaging deals from over 100 lenders
We search thousands of mortgage deals to get you the right rate
We can access exclusive mortgage rates, only available to brokers
We save you time, money & hassle, with fast approval
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At Abodo we understand that buying a home is one of the most significant financial decisions you'll make in your life. Whether you're a first-time buyer or looking to remortgage, our team of experts is here to guide you through every step of the process. We specialise in providing personalised mortgage advice tailored to your individual needs and financial circumstances.
Remortgaging may involve early repayment charges and borrowing more money could result in higher overall interest payments or a longer mortgage term. It’s important to consider whether remortgaging is the right decision for your situation.
With Abodo you'll benefit from expert, regulated advice to help you find the right deal, whether you’re looking to save money by securing a lower interest rate, adjust the length of your mortgage term or raise additional funds through releasing equity. Our aim is to help you make informed decisions that align with your financial goals.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
Get free advice Remortgaging your Property
Speak to our mortgage team to discuss your remortgaging options. We will help you choose the most appropriate deal.
See why people trust Abodo for Remortgages
Personalised Approach
Unique mortgage strategy for each client
Market Expertise
Comprehensive market research with Whole of Market lenders on offer
Transparency
Clear, jargon-free communication. Ask us anything at any point but we are confident we will have already covered it.
Your Life Journey
Ongoing support beyond mortgage completion
Personalised Approach
Unique mortgage strategy for each client
Market Expertise
Comprehensive market research with Whole of Market lenders on offer
Transparency
Clear, jargon-free communication. Ask us anything at any point but we are confident we will have already covered it.
Your Life Journey
Ongoing support beyond mortgage completion
Why Remortgage?
There are several reasons why remortgaging could be beneficial, but it’s important to weigh the pros and cons. With Abodo by your side, you can ensure you are getting the right advice.
Lower Interest Rates. If interest rates have dropped since you took out your current mortgage, remortgaging might save you money on monthly payments.
Release Equity. If your home has increased in value, remortgaging could allow you to borrow more money against your property for home improvements or other expenses.
Change of Financial Circumstances. Your financial situation may have changed, and you could benefit from altering the terms of your mortgage to suit your current budget.
Remortgaging is not always the best option for everyone. Early repayment charges or setup fees for the new mortgage may outweigh the benefits, so it’s important to consider your full financial picture before proceeding.
The remortgage process can seem daunting, but Abodo is here to simplify it and hold your hand through the process.
Here’s how it works:
Review Your Current Mortgage: We help you assess your current deal, including interest rates, outstanding balance, and any fees for repaying early.
Compare New Deals: Using our expertise, Abodo will compare available deals from a wide range of lenders to find the most suitable one for your financial situation.
Credit Check: Your credit score will influence the deals available to you. We can guide you on improving your credit score, if necessary.
Property Valuation: Lenders will typically require a valuation of your property to ensure it's worth the amount you're borrowing.
Legal Process: We liaise with your solicitor and lender to complete the remortgage, ensuring everything goes smoothly.
Before deciding to remortgage, there are several important factors to consider:
Early Repayment Charges: Some lenders impose early repayment fees if you pay off your current mortgage before the agreed term ends. Abodo will help you calculate whether these fees outweigh the benefits of remortgaging.
Fees and Costs: Remortgaging often comes with additional costs, such as arrangement fees, legal fees, and valuation fees. We’ll ensure you're aware of all costs upfront.
Your Financial Situation: If your income has changed or you have other financial commitments, remortgaging might not be the right decision. We’ll take your full financial situation into account to ensure we recommend a tailored solution.
Remortgaging may not be suitable for everyone, especially if there are significant early repayment charges or if you’re nearing the end of your mortgage term. Always consider the overall costs before making a decision.
At Abodo, we offer regulated mortgage advice that’s designed to help you make the right decisions for your unique circumstances. Our specialists will conduct a full assessment of your financial situation before recommending any products or services. We’re here to ensure that any remortgaging decision is in your best interest.
Abodo is committed to ensuring that all financial advice is clear, fair and not misleading. Our team will always provide you with a balanced view of the pros and cons of any mortgage product or service. It’s important to remember that:
Borrowing more money against your home through releasing equity or remortgaging may increase the total amount of interest you pay overtime.
We recommend seeking professional advice to fully understand the long-term implications of remortgaging.
At Abodo we take pride in helping our clients navigate the complex world of mortgages. Our goal is to provide expert advice that ensures you get competitive mortgage rates aligned with your financial profile. Whether you're looking to remortgage, release equity or find a more favourable interest rate, Abodo is here to help.
