At Abodo, we make securing a mortgage simple, straightforward and as stress-free as possible. Embarking on your first mortgage journey can feel like navigating uncharted territory, but we're here to guide you.
Navigating the mortgage market can be overwhelming, but our streamlined process ensures a seamless journey from initial contact to completing your property purchase. We're not just discussing mortgages; we're understanding your life's blueprint and transforming what could be a challenging experience into an exciting and empowering adventure.
Your mortgage journey begins with reaching out to us – whether by phone, email or through our online platform. Our friendly team of mortgage specialists will promptly respond to your inquiry, ready to understand your specific needs and financial situation.
This isn't just a meeting - it's the start of a lifelong financial partnership. We'll sit down (virtually or in person) and truly get to know you. Our experts will:
We'll dive deep into your financial world. This collaborative process involves gathering documents, understanding your income and exploring your savings to paint a comprehensive picture of your financial health.
Once we've gathered the necessary information, we'll conduct a thorough assessment to determine the most suitable mortgage options. This involves analysing factors such as:
Income
Outgoings
Credit history
Desired property type
Mortgage Options and Pre-Approval
With our expertise and access to a wide range of lenders and products, we'll present tailored mortgage solutions. We know every situation is unique and that one product doesn't suit all.
We'll help you secure a pre-approval (Decision in Principle), which:
Provides a conditional offer from a lender
Indicates how much they may be willing to lend
Strengthens your position when viewing properties
Property Search and Offer
Armed with your pre-approval, you'll start your property search. Whether you're looking for your first home or dream family house, we offer advice on navigating the housing market.
Once you've found the perfect property:
Make a formal offer through the estate agent
If accepted, the property will be taken off the market
Begin the purchase process
Formal Application and Support
We will complete the mortgage application to the lender:
Sending necessary documents to the lender
Providing payslips, bank statements and ID
Keeping you informed at every step
Final Stages
The process continues with:
Property valuation
Detailed survey (if required)
Mortgage approval and offer granted
Exchange of contracts
Completion
What Makes Abodo Different?
Personalised Approach
Unique mortgage strategy for each client
Market Expertise
Comprehensive market research with Whole of Market lenders on offer
Transparency
Clear, jargon-free communication. Ask us anything at any point but we are confident we will have already covered it.
Your Life Journey
Ongoing support beyond mortgage completion
Personalised Approach
Unique mortgage strategy for each client
Market Expertise
Comprehensive market research with Whole of Market lenders on offer
Transparency
Clear, jargon-free communication. Ask us anything at any point but we are confident we will have already covered it.
Your Life Journey
Ongoing support beyond mortgage completion
Our Commitment
Our commitment doesn't end once you've secured your mortgage - we're here to provide ongoing support throughout your homeownership journey and beyond! We adhere to the highest professional standards.
